Episodes

In this episode of The Foreclosure Fix, I sit down with Alden Guajardo of Silvercrest Opportunity Fund—a note investor and affordable housing leader doing transformative work across Arizona. We dig into how his team creates sustainable homeownership opportunities through manufactured housing, why communication is the #1 tool homeowners have when facing foreclosure, and how private financing can become a lifeline for families in hardship. Alden breaks down why investors don’t want your house, wh...

In this episode, DJ Olojo joins Chris Seveney to talk all things note investing—and to give listeners an inside look at the upcoming Paper Trail Conference, happening September 18–20 in Chandler, Arizona. From expert-led workshops to cutting-edge discussions around AI in the note space, this is an event serious investors won’t want to miss. Chris shares what attendees can expect, why staying through the final day could change your business, and how to snag early registration discounts.

How do you grow a thriving business while staying true to your passion for helping others? In this episode, DJ Olojo sits down with Virginia Elder to discuss the fine line between purpose and profitability—sharing how he helps families stay in their homes while also capitalizing on real estate opportunities. Together, DJ and Virginia explore key lessons in authority-building, including: ✅ Creating a financial budget and timeline for brand growth ✅ Strategically integrating podcasting into a m...

In this episode of The Foreclosure Fix, host DJ Olojo dives deep into what 2025 holds for homeowners facing foreclosure. Learn about the influx of inventory hitting the market, banks ramping up foreclosure processes, and how these changes will impact delinquencies. DJ shares actionable advice for navigating foreclosure, including why time is your biggest enemy and the importance of making decisive moves to protect your home or sell it strategically. Key Takeaways: Banks and hedge funds are inte...

As we wrap up 2024, DJ Olojo reflects on the incredible journey of The Foreclosure Fix podcast and shares exciting updates about what's ahead in 2025. For the past year and a half, this podcast has been a weekly lifeline for homeowners facing foreclosure, providing actionable tips, heartfelt encouragement, and a community of support. In this final episode of the year, DJ discusses the renewed commitment to helping a million homeowners navigate foreclosure and explains why the podcast will shift...

In this episode of The Foreclosure Fix, DJ Olojo breaks down the challenges of "dirty" titles and how multiple liens—like tax liens, judgments, and business debts—can hinder loan modifications. Discover why lenders are hesitant to approve modifications when liens stack up and what this means for homeowners. DJ also shares insights on current loan modification rates, the importance of financial stability, and when bankruptcy might be a viable option. Plus, he covers the latest on the Corporate T...

Are misaligned expectations holding you back from reaching your full potential? In this episode of The Foreclosure Fix Podcast, DJ Olojo unpacks how setting the wrong expectations—or none at all—can derail progress in any area of life. From tackling financial struggles like foreclosure to achieving personal milestones, DJ shares actionable strategies to realign your mindset and start making forward momentum now. Plus, he emphasizes why waiting for January resolutions might already be too late to...

In this episode of The Foreclosure Fix, DJ Olojo delivers a timely and comprehensive market update for November 2024. From rising mortgage rates and increased property taxes to the challenges facing first-time homebuyers and seasoned investors, DJ sheds light on the hurdles homeowners are navigating in today's real estate market. He offers practical advice for buyers, sellers, and those facing foreclosure, emphasizing the importance of staying proactive, managing costs, and making tough but nece...

In this heartfelt episode of The Foreclosure Fix, host DJ Olojo brings listeners along on a personal journey from Jamaica, where he’s celebrating his uncle’s 60th birthday. Despite the backdrop of beautiful island vibes, the conversation turns to something critical: the power of resilience. Inspired by his uncle’s story of overcoming a devastating financial scam, DJ Olojo dives deep into the challenges of bouncing back from financial setbacks, like foreclosure. He offers listeners actionable adv...

In this special episode of The Foreclosure Fix Podcast, DJ Olojo steps outside the studio and takes you directly to the energy and insights of FinCon 2024. Here, he connects with influential thought leaders and financial experts who share their best advice and personal stories to help you navigate tough financial times, especially when dealing with foreclosure or economic challenges. Key Takeaways from the Guests: Coach Carson: On Facing Challenges: Remember that everyone encounters setb...

In this episode, DJ Olojo meets with Josh from The Credit Brothers at Fincon 2024 to discuss powerful strategies for rebuilding credit after a foreclosure or financial hardship. Josh breaks down key steps to start fresh, from disputing negative items with credit bureaus to the best methods for rebuilding credit history with secured credit cards and credit-building loans. Whether you’re looking to improve bad credit or recover from foreclosure, this episode provides essential guidance to help you...

In this episode of The Foreclosure Fix, DJ Olojo dives deep into the housing plans proposed by Vice President Kamala Harris and former President Donald Trump. Both candidates recognize that housing affordability, inflation, and economic disparity are critical issues, but their approaches differ significantly. Vice President Harris advocates for direct intervention, focusing on tax credits, increased housing units, and rental cost regulation to ease the financial burden on first-time homeowner...

In this episode of The Foreclosure Fix, DJ Olojo breaks down former President Donald Trump’s housing policies and how they could impact homeowners. Trump focuses on reducing mortgage rates by tackling inflation, offering tax incentives for first-time homebuyers, and increasing housing supply through new construction and regulatory reform. However, the details of how these goals will be achieved remain unclear. Trump also proposes restricting immigration, which could impact construction labor ...

In this episode of The Foreclosure Fix, DJ Olojo dives deep into the critical steps homeowners should take when dealing with foreclosure during a natural disaster. From handling structural damage and filing insurance claims to navigating resources like FEMA and the Red Cross, DJ provides expert guidance on how to stay safe and protect your property in challenging times. He also shares personal experiences with natural disasters and how they affected his own property investments. If you're facing...

In this insightful episode of The Foreclosure Fix, host DJ Olojo dives deep into the powerful role that motivation plays in foreclosure decisions. Through a series of real-life case studies, DJ highlights how emotional and practical motivations—such as grief, stress, or simply being tired—can lead homeowners to make decisions that might seem irrational from the outside but make perfect sense in their circumstances. Whether it's a grieving family selling a hoarder house or a frustrated landlord r...

In this episode of The Foreclosure Fix, host DJ Olojo reveals how small details can dramatically impact your home’s sale price. Learn why getting a broker's price opinion is crucial and how a simple cleanup could have added thousands to a recent property deal. DJ shares key takeaways on preparing your home for sale and avoiding the costly mistake of letting clutter and odors drive potential buyers away. During the Bowtie Round, DJ offers his best advice for both buyers and sellers, expresses ...

In this episode of The Foreclosure Fix, we tackle one of the most important and often misunderstood topics when it comes to foreclosure: bankruptcy. With filings up by over 16%, many homeowners are wondering if this might be the solution to keep their home. But is bankruptcy the right move for you? I’m DJ Olojo, and today we’ll discuss why more people are turning to bankruptcy, the key benefits it offers, and how it can help you preserve your home and assets during financial hardship. If you'...

In this episode of The Foreclosure Fix, I share key lessons from completing my first triathlon, which I realized apply directly to homeowners facing foreclosure. As I pushed through the race, I reflected on how overcoming challenges – whether physical or financial – comes down to adopting the right mindset. These lessons aren’t just about triathlons; they’re critical to navigating the foreclosure process and coming out stronger on the other side. I break down the Eight Mindsets that are essen...

In this episode of The Foreclosure Fix, DJ Olojo breaks down the top 10 must-know foreclosure statistics and mortgage insights as of September 2024. Learn how the current 6.5% mortgage rate impacts your decision to sell or stay, why abandoned homes in foreclosure are down 20%, and what it means for owner-occupied properties. DJ also explores retirement accounts, with nearly half of Americans lacking one, and discusses how your home could play a vital role in your financial future. Get expert adv...

In this episode of The Foreclosure Fix, your host DJ Olojo dives into the pressing question on everyone's mind—are we in a recession? With economic uncertainty and conflicting reports, it's crucial to separate fact from fiction. DJ Olojo breaks down what a recession really means, the signs to look for, and what experts are saying about the current economic landscape. If you're a homeowner or looking to invest, this episode is packed with insights that could impact your financial decisions. Don't...

In this insightful episode of The Foreclosure Fix, hosted by DJ Olojo, we dive deep into the 5 reasons why a real estate transaction can fall apart. Whether you're a homebuyer, seller, or real estate professional, understanding these common pitfalls can help you navigate the process more smoothly. DJ breaks down the issues that often cause deals to unravel and provides actionable advice to help you avoid them. Don’t miss out on these key insights that can save you time, money, and frustration. ...

In this timely episode of The Foreclosure Fix, DJ Olojo tackles the recent drop in mortgage rates and what it means for current and prospective homeowners. With interest rates at their lowest in years, now might be the perfect time to buy a home, refinance, or consider long-term financial strategies. DJ Olojo provides expert insights into how to take advantage of these favorable conditions, while also offering advice on the potential risks and challenges you should be aware of. Whether you're lo...

In this insightful episode of The Foreclosure Fix podcast, hosted by DJ Olojo, we explore the critical aspects of understanding your financial position, especially when facing foreclosure. DJ Olojo delves into the importance of knowing where you stand financially, the pivotal role of your credit report, and how to navigate the complexities of financial hardship. Learn how to review your credit report effectively and understand the various strategies that can help you manage or even prevent forec...

In this episode of The Foreclosure Fix, host DJ Olojo dives into the complexities of today's foreclosure market, providing critical insights and actionable advice for homeowners facing financial challenges. With interest rates on the rise and equity markets shifting, it’s more important than ever to understand your options. Tune in as DJ Olojo breaks down what you need to know to navigate this tough terrain, offering expert guidance to help you protect your home and financial future. Key Take...